Category: Finance

building a budget

The Basics of Building a Personal Budget

Many may wonder about the advantage of building a personal budget, but as someone who’s learned from his past mistakes, taking the time to make a personal budget is crucial to financial success. You see, a budget is a plan…

coinsmart

We Take the Leap into Cryptocurrency with Coinsmart

While I’ve always had a great understanding of banking, investments, and finance in general, having worked for a major bank many years ago, I must admit that I don’t know all that much about cryptocurrency beyond the basics. A cryptocurrency…

Is Driving Costing You More Than it Should?

Forty years ago, my parents bought their first house for 45,000 dollars. Today the same home would be about 1.6 million. The issue? My father’s salary for the same job today would be about 80,000, so instead of requiring just…

extra money

Make Yourself A Little Extra Money

Have you found yourself needing a little bit of extra money? We all find ourselves in that situation at some point, but few of us seem to know what we should be doing when we get there. There are quite…

Tips to Help Struggling College Students Make Money

Many students know just how complicated things can get with their finances when studying on a full-time basis. There are many things that students have to pay for, particularly those who are living away from home. This includes accommodation, bills,…

5 Ways to Save Money in Toronto

All we hear from the media lately is how expensive it is to live in Toronto, and as someone who lives and works in this beautiful city, I’ll admit that it’s not cheap. That said, nor are most big cities….

Future Proof Your Finances

It’s a shame that proper financial advice isn’t taught to kids in school. If it were, perhaps fewer people would be struggling with debts and high expenses that are simply unsustainable. The reality of modern life is that good financial…

3 ways to shape up your finances this Fall

Many of us talk about being “beach ready” for summer — but are your finances in shape for the season? Unlike your swimming costume, your money can’t be put away once the weather’s turned cold. Luckily, this time of year…

What to do if your identity is stolen: 5 Key Steps

Identity theft is a serious crime that can affect your credit, finances, and relationships. Identity thieves can steal your identity by hacking into your computer or obtaining information from somewhere you have inquired (like a bank). Once they get your…

The Millennial Guide To Building Savings

After watching a generation of parents suffer as a result of the economic crash, younger generations are forward planning for a comfortable life and plenty of savings. As times have moved on, so have our ways of saving. Take the…